It is everyone's dream to own a home. But a million dollar question is, "how to finance a home". Many people find the answer in the term, "home loan". Many banks offer easy home loans to their clients, with a starting grace period before the installments to return the loan start. It is easy to fall prey to these offers for many people. What is needed to be considered in this aspect is, the repayment of loan. If one has a good job, it is still to be seen whether paying the installments will be practical considering all the other expenditures.
If you are running a business, then it is easier to finance a home and often a loan is not required. But you are ambitious about owning a large home, your small business maybe of little help. By and large, a medium business or a good income job can be considered as mediocre guarantees of enjoying the luxury of getting a home loan and having good hope of returning it.
It would be prudent to mention here the Islamic concept of financial transactions. Islam completely rejects taking loan or giving loan on interest. So some other via media has to be thought of for the purpose, as the present riba or interest based banking does not offer any solution.